RV Financing Made Simple
Get Pre-Approved Today
Pick your nearest location and apply through our secure 700Credit portal — most decisions come back in under 24 hours.
Multiple Lenders
We work with the country's leading RV lenders to find the right rate and term for your situation.
All Credit Tiers
New buyer, established credit, or rebuilding — we have programs designed to fit.
Fast Pre-Approval
Most applications get a decision in under 24 hours. Apply online, then come pick out your RV.
Honest Terms
No bait pricing. The rate and payment we quote is the rate and payment you sign.
Pick Your Location
Choose the GARV store closest to you — applications route directly to that store's finance team.
Apply Online
Complete the secure 700Credit application — takes about 5 minutes.
Get a Decision
Our finance team shops your file with multiple lenders to find your best deal.
Pick Your RV
Browse inventory across all 9 locations — your pre-approval travels with you.
Already Decided?
Buy It Now
Skip the line and put a deposit down on the RV you want. Our secure payment portal accepts card payments and routes directly to your store's finance team to hold the unit.
Opens our secure payment gateway in a new tab. All card info is processed by our PCI-compliant gateway.
Secure Pre-Approval
Apply by Choosing Your Location
Each store routes applications to its own finance team. Pick the location closest to you to start.
Breaux Bridge, LA
Hammond, LA
Hattiesburg, MS
Tupelo, MS
Calera, AL
Grand Bay, AL
Heflin, AL
Huntsville, AL
DeFuniak Springs, FL
Applications open in a new tab through our secure 700Credit partner portal. Your information stays private and is shared only with the lenders our finance team selects on your behalf.
FAQ
Common Questions
What credit score do I need to finance an RV?+
We work with lenders for all credit tiers — from 580 and up. Higher scores get better rates, but we have programs for new buyers and credit-rebuilding situations too.
How long are RV loan terms?+
Most RV loans run 10 to 20 years depending on the unit price and lender program. Longer terms keep payments low but cost more in interest over the life of the loan.
Do I need a down payment?+
Most RV financing requires 10–20% down, but qualified buyers can sometimes finance with less. Larger down payments lead to better rates and lower monthly payments.
Can I trade in my current RV?+
Yes — we accept trades on any RV, regardless of where you bought it. Get an instant trade value online or have us look at it in person.
